The Bottom Line
Your creativity will help you start cutting back on a few of your expenses today.
In Detail
If money is tight, today is the day to start figuring out ways to stretch it further. Cutting back on your expenses doesn't have to be painful -- especially if you change the little things. For example, why don't you start bringing your lunch with you every day? And try washing your car yourself -- get the kids involved if you have them, as it's great family bonding time. Weekends are just as enjoyable without one single trip to the mall. Use your creativity.
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